Trusted Financial Services Built for Every Goal
From flexible chit fund plans to expert wealth advisory — every service we offer is designed around your financial growth and security.
SuvarnaChit has been helping families and businesses build wealth since 2005. Our range of services combines the power of community savings with modern financial tools — regulated, transparent, and rewarding.
Chit Fund Plans
Choose Your
Perfect Chit Plan
Plans for every budget — from starter savers to high-value investors. All plans are fully regulated and transparent.
- 12 or 24-month tenure options
- Monthly auction with transparent bidding
- Attractive dividend returns on savings
- Online account portal access
- Dedicated helpdesk support
- 24, 36, or 48-month tenures
- Priority auction preference
- Personal Relationship Manager
- Higher dividend payout rates
- Home / vehicle purchase facilitation
- Flexible 36 to 60-month tenures
- Exclusive high-value member group
- Premium Relationship Manager
- Wealth advisory consultation included
- Priority disbursement guarantee
How It Works
Simple, Transparent & Rewarding
Our chit fund model is straightforward — a group saves together, and each month one member gets access to the full fund through a fair auction.
Register & Choose a Plan
Pick a chit group based on your monthly budget and savings goal. Complete KYC and join digitally in minutes.
Monthly Contribution
Pay your fixed instalment every month. Funds are securely pooled with other group members.
Transparent Monthly Auction
Members bid for the prize amount each month. The lowest bidder wins the fund. The discount is shared as dividend among all members.
Earn Dividends & Collect Prize
Win the prize when you need funds, or wait to earn attractive dividends throughout the tenure. You always benefit.
Beyond Chit Funds
More Ways We Serve You
Comprehensive financial solutions designed around your life's milestones.
Fixed Savings Plan
A secure savings product offering guaranteed returns — structured like a recurring deposit but with higher yields, specifically for our chit members.
Home & Asset Financing
Leverage your chit membership to access priority financing for homes, vehicles, or business assets at competitive interest rates.
Wealth Advisory
One-on-one sessions with our certified advisors to plan your investments, retirement corpus, children's education, and long-term goals.
Business Chit Fund
Custom chit groups exclusively for businesses and entrepreneurs — higher value groups, flexible tenures, and tailored cash-flow solutions.
Why Chit Over Others?
SuvarnaChit vs. Other Investment Options
See how our chit fund stacks up against common savings instruments available in India.
| Feature | SuvarnaChit | Bank FD | RD | Mutual Fund |
|---|---|---|---|---|
| Access to Large Fund Immediately | ✔ | ✘ | ✘ | ✘ |
| Dividend / Bonus Returns | ✔ | ✘ | ✘ | Varies |
| Fixed Monthly Savings Discipline | ✔ | ✘ | ✔ | SIP only |
| Regulated & Government Oversight | ✔ | ✔ | ✔ | ✔ |
| Capital Market Risk | None | None | None | High |
| Personal Relationship Manager | ✔ | ✘ | ✘ | ✘ |
Get Started Today
Find the Right Plan for You
Talk to one of our advisors and we'll help you choose the right plan based on your savings goal, timeline, and budget.